
These refuseniks are rarely founders or chief executives, who have little incentive to deviate from the mantra that their companies are making the world a better place. And Rosenstein should know: he was the Facebook engineer who created the “like” button in the first place.Ī decade after he stayed up all night coding a prototype of what was then called an “awesome” button, Rosenstein belongs to a small but growing band of Silicon Valley heretics who complain about the rise of the so-called “attention economy”: an internet shaped around the demands of an advertising economy.
#Handy note broken shore dependency upgrade#
If you purchase an upgrade policy, we (CBA) receive a commission which is a percentage of your premium.He was particularly aware of the allure of Facebook “likes”, which he describes as “bright dings of pseudo-pleasure” that can be as hollow as they are seductive. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. It does not represent a deposit with or liability of either CBA or any of its related bodies corporate. The target market for this product will be found within the product’s Target Market Determination, available here.įor products offered by Cover-more, information about the Target Market can be found in the Target Market Determination (TMD): Credit Card Travel Insurance TMD, World Debit Travel Insurance TMD or Standard Travel Insurance TMD.ĬBA and its related bodies corporate do not issue or guarantee this insurance. If you don’t activate, you’ll receive personal liability cover and overseas emergency medical assistance and overseas emergency medical and hospital expenses cover only.


You need to activate your international travel insurance available with eligible credit cards before each trip in order to have a comprehensive level of cover. You are only covered for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. All costs and expenses claimed must be reasonable. Where used, the term “unlimited” only means there is no capped dollar sum insured.

Please read the Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF) for more information. Terms, conditions, restrictions, exclusions (including for pre-existing medical conditions and persons aged 80 years or over), limits, sub-limits and excesses may apply to all insurances. Insurance is provided by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFS Licence Number 232507 through its agent Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 (Cover-More) for Commonwealth Bank of Australia (CBA). ^ Gold Awards cards are no longer available for sale from 23 March 2018. Remember to check the Travel Alerts page regularly to see if there are any global events that can affect you and your travel insurance policy If you have activated international travel insurance included in your World Debit MasterCard on or before 9 August 2022, please refer to the World Debit Mastercard insurances Product Disclosure Statement and Information Booklet – effective 29 September 2021.

If you have activated international travel insurance included in your CommBank credit card on or before 1 June 2023, please refer to the Credit Card Insurances Product Disclosure Statement – effective 10 August 2022. If any excess applies, it’ll be included on your Certificate of Insurance.įor everything that’s covered including limits, sub-limits, conditions and exclusions, carefully read our Credit Card Insurances Product Disclosure Statement (PDF) or World Debit Mastercard insurances Product Disclosure Statement and Information Booklet (PDF). This table is a summary of the key benefits and their maximum benefit limits.
